Tips on Saving money

Save your loose change!!  Putting aside 50 cents a day over the course of a year (Its easy to pull two quarters out of your pocket a day) it will accumulate to almost $200.

Never purchase expensive items on impulse.  Think over each expensive purchase for at least 24 hours. This will help stop you from making purchases that you later regret.

Get a receipt for everything you purchase. Stack and review receipts at the end of the month, you will clearly be able to see where your money is going and where you can cut back.

One way to establish a savings discipline is to “save” an amount equal to whatever is spent on nonessential indulgences.

Aim for short-term savings goals, such as setting aside $20 a week or month rather than long term savings goals, such as $200 over a year. People save more successfully when they keep the short-term goal in sight.

Save money by buying items online, in bulk. Some companies even offer free shipping on large orders.